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Federal Trade Commission:

"Credit Repair"

What is a credit repair company?

People hire credit repair companies to help them investigate mistakes on their credit reports. But credit repair companies can't remove negative information that's accurate and current from your credit report.

- consumer.ftc.gov    November 2023

Are there rules for credit repair companies?

It's illegal for credit repair companies to lie about what they can do for you, or charge you before they help you. Credit repair companies must also explain your legal rights in a written contract that details


  • the services they'll perform
  • your three-day right to cancel without any charge (and give you a written cancellation form
  • how long it will take to get results
  • the total cost you'll pay
  • any results they guarantee


Learn More

Leave nothing to chance

Year after year, countless individuals turn to credit repair services, leaving many to question its effectiveness as the number of people grappling with credit issues continues to rise. The truth is, credit repair offers a temporary solution. To truly succeed in this process, it's essential to grasp the fundamentals of credit management. Without this understanding, the cycle of recurring credit problems persists. Your credit score is a reflection of two critical factors: money management and the ability to save simultaneously. By mastering these elements, your FICO score will naturally improve, negating the need for credit repair services.


Regardless of the door you choose trust that your success is assured. 

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